I've previously written about the option active duty military family members have for dental insurance through the MetLife TRICARE Dental Program here and here. This is my third, and final, post wrapping up this Ambassador program highlighting the benefits of the MetLife TRICARE Dental Program.
With a new year comes an increase in premiums. This February 1st enrollees in the MetLife TRICARE Dental Program will see a slight increase in their monthly premiums. The premiums are based on a single, or family, rate. Rates will also differ based on active duty, selected Reserve IRR Non-Mobilization, and IRR Mobilization only.
For active duty family members the rate for a family will be $33.88 which is an increase of .99 a month. The MetLife TRICARE Dental Program is an inexpensive and cost-effective dental plan for military families. It is also convenient as you can keep this dental plan regardless of if you move between states. The following is a chart showing the premiums.
While the dental plan is part of the military health plan benefit it is not an automatic enrollment. Family members must enroll separately to obtain this coverage and the sponsor must have at least 12 months left of active duty. One way to enroll is through the online enrollment system. Initial enrollment is a 12-month commitment, but after that it is on a month-to-month basis with easy payroll deductions to pay the monthly premium.
The MetLife TRICARE Dental Plan has worked well for our family through moves to 3 different states and while my husband was deployed. It was convenient, and stress-free, to not worry about enrolling in a dental plan when we moved to a new location - our coverage stayed constant and consistent from dental provider to dental provider. That was one of the most important benefits of the program for me, to have continuous coverage and not have to worry about signing up again at each new assignment. I also valued the coverages such as free exams and cleanings every six months, annual x-rays, and the low cost-share fees on needed dental work.
MetLife TRICARE is works to ensure that members stay educated about dental health and important dental care practices. You can connect with them on the TRICARE Dental Program (TDP) Administered by MetLife Facebook page, the MetLifeTDP Twitter page, and by signing up for the Dental HealthMatters Newsletter.
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